Summary of The Financial Expert

Summary

'The Financial Expert', a practical novel of R K Narayan.  He was born in 1906 with the responsibility to uplift the strength of Indian literature. He is one of the best Indian writers to portray the real situation of financial life of people in the society. He wrote some prominent novels and a number of short stories in his literary career. He is also a centered novelist because of Malgudi. His famous novels like Swami  and Friends in 1935, The Bachelor of Arts in 1937,The Guide, The English Teacher in 1945,The Dark Room published in 1938 , Mr. Sampath in 1949, The Vendor of Sweets in 1967, The Malgudi Days in 1982 but Malgudi Days (a collection of short stories) published in 1941,and The Financial Expert in 1952 and also some others but here I am going to summarize the base of human financial condition through his important novel 'The Financial Expert. This  is a brilliant and delightful novel for the gentle irony used to bring out a rise and fall of Margayya.He earns a modest living by providing financial advice and helping customers with loan applications and other financial procedures. He charges a small fee for this assistance. In his town, Malgudi, he has a stand under a bunyan tree outside the main bank, Central Co-operative Land Mortgage Bank. When the bank official decides that he is being a nuisance, the guard chases him away then  he decides that divine intervention, specifically his devotion to the Hindu goddess concerned with wealth, Lakshmi, will aid him in his endeavors. He increases his rituals of devotion and soon his affairs improve. Margayya's interpretation of this devotion, however, is slanted more toward money than towards the goddess or holy works there. As the author,he reveals this flaw, he foreshadows Margayya's future (negative) experiences.

                  Margayya's new friend Dr. Pal, an author of a sex manual that combines the classic Kama Sutra with modern Western psychology, inspires a change of business direction: to publish this manual. He enlists a local printer as Madan Lal who quickly looks the commercial value of the work that they title Domestic Harmony. Its great success sparks his social and financial rise in his life. Meanwhile, Margayya barely heeds his wife's counsel or his son's education, paying attention to the latter only when he fails to gain admission to university. It turns out that Balu, the son, has grown up self-centered and lazy, interested only in a sinful life,in the absence of right knowledge his son commits many wrong deeds. He fails to provide amenities for the members of his family because by transferring his professions time to time. 

                        Finally,he listens to his wife's fears that Balu may have died in the city of Madras. He is found alive there and returns to Malgudi to get married. His father's new money-lending business makes him truly prosperous and balanced. His friend, Dr. Pal plays an active role in helping Balu get matched to a lovely wife and it seems that all is well. However, Pal is actually a bad influence on Balu's career and encouraging him to waste his time and money at Pal's club. When Margayya finds out himself, he becomes furious with Pal and physically attacks him. The doctor in turn spreads lies about the moneylender, lies which cause his business to collapse. When Balu, unsympathetic, asks for his inheritance, his father tells him it is his heritage to be a financial expert and tells him that he should begin afresh under the tree; he himself has retired and wants to transfer his liability to his son to be an expert in financial life. Lastly, his love shows greatly for his son and his daughter in law's financial conditions. He promotes a delightful irony through this novel.